Privacy Policy

Our Commitment To Privacy

Pesh Money Limited (“PESH”) knows that you care about how your personal information is used and shared, and we take your privacy seriously. Our primary goal is to provide you with exceptional service, and we understand that you may have questions or concerns regarding your personal information and how it will be used. To make this Privacy Policy easy to find, we make it available from the home page of the PESH website at www.peshmoney.com (the "website") and through our mobile application. You may also email us at support@peshmoney.com with any privacy-related questions you have.

Applicability Of Privacy Policy

This Privacy Policy applies to all information we collect through our website and mobile applications from current and former PESH users, including you. When you are no longer our customer, we continue to share your information as described in this policy. This policy applies to the PESH services only.

Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been aggregated and/or anonymized so that it does not identify a specific user.

The Information We Collect

When you visit the website or use one of our mobile applications, we collect your IP address, and standard web log information, such as your browser type and the pages you accessed on our website. We also may collect certain geo-location information. If you do not agree to our collection of this information, you may not be able to use our service.

If you open a PESH account, we may collect the following information from you:

  1. Account Information. SMS-enabled cellular/wireless telephone number, machine or mobile device ID and other similar information.

  2. Identification Information. Your name, street address, email address and date of birth.

  3. Device Information. Information about you:

    1. from your mobile device such as your device type, machine or mobile device identification number, geo-location, time zone, language setting, browser type, and IP address, and

    2. from third parties for purposes of transaction processing, identity verification, fraud detection or prevention and other similar purposes.

  4. Financial Information. Bank account and routing numbers linked to your PESH account. PESH does not share financial information with third-party social networking services.

We are committed to providing a safe, secure and all-around great service. Therefore, before permitting you to use our service, we may require additional information from you we can use to verify your identity, address or other information or to manage risk and compliance throughout our relationship. We may also obtain information about you from third parties such as identity verification, fraud prevention and similar services.

When you are using the PESH services, we collect information about your account transactions, and we may collect information about your mobile phone or other access devices for fraud prevention and other similar purposes.

Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our customer support team or store results when you respond to a survey.

Information From Children

The website and the PESH services are not directed to children under the age of 13. If we obtain actual knowledge that we have collected personal information from a child under the age of 13, we will promptly delete it, unless we are legally obligated to retain such data. Contact us if you believe that we have mistakenly or unintentionally collected information from a child under the age of 13.

How We Use Cookies

When you visit our website or use our mobile application, we may use cookies and other tracking technologies (collectively, "Cookies"). We use cookies to recognize you as a customer; customize PESH services, other content and advertising; measure the effectiveness of promotions; perform a wide range of analytics; mitigate risk and prevent potential fraud, and promote trust and safety across our sites and PESH services.

Certain aspects and features of the PESH services and our website are only available through the use of Cookies, so if you choose to disable or decline Cookies, your use of the websites and PESH services may be limited or not possible.

Do Not Track: Do Not Track ("DNT") is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third parties. We honour DNT signals on our website.

How We Protect & Store Personal Information

We store and process your personal information using third-party servers located in data centres in the United States. This information is protected by physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our devices and files, and we authorize access to personal information only for those employees who require it to fulfil their job responsibilities.

We strive to ensure the security of our systems. Despite our efforts, we cannot guarantee that personal information may not be accessed, disclosed, altered or destroyed by a breach of our administrative, managerial and technical safeguards. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your PESH password with anyone.

If PESH learns of a systems security breach, we may attempt to notify you electronically within 24 hours so that you can take appropriate protective steps. By using the PESH services, you agree that PESH may communicate with you electronically. PESH may post a notice on the website or mobile application if a security breach occurs. We may also send an email to you at the email address you have provided to us. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach), please email us at support@peshmoney.com.

How We Use The Personal Information We Collect

Our primary purpose in collecting personal information is to provide you with a safe, smooth, efficient, fun and customized experience. We may use your personal information to:

  • provide the services and customer support you request;

  • process transactions and send notices about your transactions or your network activity;

  • resolve disputes, collect fees, and troubleshoot problems;

  • prevent potentially fraudulent, prohibited or illegal activities, and enforce our Terms and Conditions;

  • create an account connection between your PESH account and a third-party account or platform;

  • customize, personalize, measure, and improve our services and the content and layout of our website;

  • send you updates about new products and services that we are offering to customers;

  • compare information for accuracy and verify it with third parties; and

  • perform other duties as required by law.

How We Share Personal Information Within The Pesh Money Limited Network

To process payments on PESH, we need to share some of your personal information with the person or company (e.g. financial institution) that you are paying or that is paying you. Your contact information, date of sign-up, the number of payments you have received and other verification metrics like social graph activity may be provided to users or companies when you transact with, on, or through PESH.

Regardless, we will not disclose your bank account number to any individual you have paid or who has paid you through PESH, except with your express permission or if we are required to do so to comply with a subpoena or other legal process.

How We Share Personal Information With Other Parties

PESH does not share your personal information with third parties for their promotional or marketing purposes unless you choose to opt-in.

Some personal information is available to other PESH users, including your PESH username, PESH profile photo, PESH profile first and last name, month, and year of PESH account creation. Public information may also be seen, accessed, reshared or downloaded through PESH's APIs or third-party services that may integrate with our products.

We may share your personal information with:

  • Companies that PESH plans to merge with or be acquired by or, in the event of any bankruptcy, a bankruptcy estate. Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your personal information. If your personal information could be used contrary to this policy, you will receive prior notice and the opportunity to communicate preferences you may have, if applicable.

  • Law enforcement, government officials, or other third parties if PESH is compelled to do so by a subpoena, court order or similar legal procedure, when it is necessary to do so to comply with the law, or where the disclosure of personal information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the PESH Terms and Conditions, or as otherwise required by law.

  • Third-party service providers who assist us in providing services to you or who provide fraud detection or similar services on our or any vendor’s behalf.

  • The other PESH user participating in the transaction.

  • Service providers under contract who help with parts of our business operations (for example, fraud prevention, payment processing, or technology services).

Information that we share with a third party based on an account connection will be used and disclosed in accordance with the third party’s privacy practices. Before authorizing an account connection, you should review the privacy notice of any third party that will gain access to your personal information as part of the account connection. For example, personal information that PESH shares with a third-party account or platform such as a social media account may, in turn, be shared with certain other parties, including the general public, depending on the account’s or platform’s privacy practices.

PESH does not send your personal information to third-party social networks unless you have specifically requested or authorized us to do so. When you broadcast information to such third party social networks, such information is no longer under the control of PESH and is subject to the terms of use and privacy policies of such third parties.

How You Can Access Or Change Your Personal Information

You can review and update your personal information in your account settings at any time by logging in to your account.

Links To Other Sites

The website or mobile application may contain links to other third-party websites. PESH does not control the information collection of third-party websites that can be reached through links from the website. We encourage our users to be aware when they are leaving the website and to read the privacy statements of any third-party website that collects personally identifiable information.

Changes To Our Privacy Policy

PESH is always improving. As the PESH services evolve we may occasionally update this Privacy Policy. If we modify this Privacy Policy, we will post the revised Privacy Policy on the website, and we will also revise the "last updated date" stated above. If we make material changes in the way we use personal information, we will notify you by posting an announcement on our mobile application or website or by sending you an e-mail. It is your responsibility to periodically review this Privacy Policy; users are bound by any changes to the Privacy Policy by using the PESH services after such changes have been first posted.

How To Contact Us

If you have questions or concerns regarding this Privacy Policy, or any feedback pertaining to your privacy and the PESH services that you would like us to consider, please email us at support@peshmoney.com.